Capital Wealth Design provides personalized financial planning, investment management, retirement strategies, and wealth preservation to help you achieve lasting financial confidence.
Capital Wealth Design was founded on a simple belief: financial services should be clear, accessible, and genuinely helpful. Over sixteen years, we've grown from a small advisory practice into a comprehensive financial partner serving thousands across the country.
We help individuals buy homes, families protect what matters, businesses secure their future, and investors grow their wealth. Every solution we offer is built with transparency, care, and a deep respect for your goals.
To make premium financial guidance accessible to everyone, regardless of portfolio size.
A world where financial confidence is a given, not a privilege.
Listen first. Plan carefully. Act with integrity. Repeat.
— Founded in USA
— National expansion
— Digital platform launch
— $2.4B AUM milestone
We combine thoughtful design with financial expertise to create an experience that's both warm and world-class.
No two financial lives are the same. Every plan is built from scratch around your specific goals, timeline, and comfort with risk.
SOC 2 compliant, 256-bit encrypted, and FDIC insured. Your data and assets are protected by enterprise-level security infrastructure.
Transparent pricing, straightforward terms, and no hidden fees. We believe clarity is the foundation of trust.
Manage your accounts, track performance, and connect with your advisor from anywhere. Modern tools for modern life.
Every client is paired with a dedicated advisor who knows your name, your story, and your financial goals.
From first job to first home to retirement and beyond, our services evolve with every chapter of your life.
Eight service categories, each designed with its own character. Explore what's right for you.
Personal · Home · Business · Auto · Education · Mortgage
Unsecured loans for debt consolidation, home projects, or major life moments. Fixed rates from 4.99% APR. Funds as fast as 24 hours.
Conventional, FHA, VA, and jumbo mortgages with competitive rates and a streamlined closing process. First-time buyer programs available.
Refinancing, HELOCs, and investment property loans. Expert guidance to help you leverage your home equity effectively.
Finance tuition, books, housing, and more. Flexible repayment options designed for students and parents investing in education.
Term loans, lines of credit, SBA loans, and equipment financing for businesses of all sizes. Fast approvals, flexible terms.
New and used vehicle financing with competitive rates and flexible terms. Refinancing options also available to lower your payment.
Auto · Health · Home · Life · Business · Pet · Travel
Comprehensive, collision, and liability coverage with 24/7 claims support. Multi-policy discounts available.
Individual, family, and group plans with extensive provider networks. Preventive care and telehealth included.
Secure competitive mortgage solutions for home purchases, refinancing, and investment properties with flexible terms and personalized guidance.
Comprehensive coverage for dwelling, personal property, liability, and additional living expenses. Natural disaster protection.
Term, whole, and universal life policies. Coverage up to $10M. No-exam options available for qualified applicants.
General liability, professional liability, property, workers' comp, and cyber liability for businesses of all sizes.
Accident, illness, and wellness coverage for your pets. Multi-pet discounts and direct vet pay available.
Trip cancellation, medical evacuation, baggage protection, and travel medical coverage for domestic and international trips.
Final expense insurance covering funeral costs, medical bills, and outstanding debts. Guaranteed acceptance available.
Mutual Funds · Gold · Stocks
Diversified portfolios managed by experienced fund managers. Access to equity, debt, hybrid, and index funds with low expense ratios.
Physical gold, ETFs, sovereign bonds, and digital gold. A time-tested hedge against inflation and market uncertainty.
Direct equity trading in US and international markets. Research-backed picks, IPO access, and real-time portfolio tracking.
Investment · Estate · Risk · Retirement · Tax · Education Planning
Active portfolio management with strategic asset allocation, regular rebalancing, and tax-loss harvesting tailored to your goals.
Wills, trusts, power of attorney, and asset protection strategies to preserve your legacy and provide for your family.
Identify and mitigate financial risks through insurance, diversification, and hedging strategies tailored to your profile.
IRA and 401(k) management, Social Security optimization, and income planning to ensure a comfortable retirement.
Strategic tax planning including harvesting, retirement account optimization, and charitable giving strategies.
529 plans, education savings accounts, and scholarship strategies to fund your children's educational future.
Cards · Wallets · P2P · Gateways · Bill Pay
Premium credit cards with rewards, cashback, and travel benefits. Exclusive perks and 24/7 fraud protection.
Secure digital wallets for contactless payments, P2P transfers, and merchant transactions. Apple Pay and Google Pay supported.
Send and receive money instantly. Split bills, pay vendors, or transfer to friends and family with zero fees.
Enterprise-grade payment processing for businesses. Accept cards, wallets, and ACH with 99.99% uptime and PCI compliance.
Premium debit cards with no annual fees, unlimited ATM access, and real-time spending alerts. Control everything from your phone.
Automated bill pay for utilities, subscriptions, mortgages, and more. Schedule once and let us handle the rest.
Consolidation · Settlement · Bankruptcy Guidance
Combine multiple high-interest debts into one lower monthly payment. Simplify your finances and save on interest.
Professional negotiation with creditors to settle debts for less than the full amount owed. Reduce your burden significantly.
Expert guidance through Chapter 7 and 13 bankruptcy. Understand your options and build a plan for financial recovery.
Appliances · Electrical · Plumbing
Coverage for refrigerators, ovens, dishwashers, washers, dryers, and more. Quick repair or replacement service.
Coverage for wiring, panels, switches, and outlets. 24/7 emergency service from licensed electricians.
Protection for pipes, fixtures, water heaters, and sewer lines. Fast, reliable service for leaks and clogs.
Vehicle · Mechanical · Repair Cost Coverage
Comprehensive service contracts covering engine, transmission, drivetrain, and major components. Transferable coverage.
Coverage for costly mechanical failures — engine, transmission, AC, electrical. Low deductible, comprehensive protection.
Fixed-cost repair coverage for unexpected vehicle issues. Multiple plan levels to fit your budget and driving needs.
We've stripped away the complexity. Here's how we work together.
A free, no-pressure conversation about your goals and where you want to go.
We build a tailored strategy based on your unique financial picture and priorities.
From paperwork to portfolio allocation, we handle every detail with care.
Ongoing reviews, adjustments, and support every step of the way.
"Capital Wealth Design made getting a mortgage feel effortless. Their team guided us through every step and we closed in 28 days. Couldn't recommend them more highly."
Alexandra Lee
Marketing Director · Portland, OR
"I switched to Capital Wealth Design for wealth management and wish I'd done it sooner. My advisor is responsive, transparent, and my portfolio has performed beautifully."
David Kim
Physician · Chicago, IL
"Capital Wealth Design handles our company's 401(k) and the team's financial literacy workshops have been incredibly valuable. Our employees feel more confident about retirement."
Rachel Patel
CEO, NorthStar Tech · Denver, CO
Whether you're ready to get started or just exploring options, we're here to help. Reach out and we'll connect you with the right person.
USA Office
698 Garrett Street Three Rivers, MI 49093
Phone
+1 269-256-2523
info@capitalwealthdesign.com